MoneyBasisNet Worth Calculator
What it estimates
Net worth is calculated by subtracting total liabilities from total assets. Current net worth is an arithmetic result. Any future projection is separate and depends on the growth and paydown assumptions you enter.
How it calculates
Current net worth
Net worth = Assets − Liabilities
Optional projection
The optional projection applies your selected asset growth, savings, debt interest and debt-payment assumptions month by month. Extra debt payments are redirected to assets once debts reach zero.
Inputs
Assets · Liabilities
Included / not modeled
Included
- Entered assets minus liabilities
- Optional monthly growth, savings and debt-payment projection
Not modeled
- Inflation
- Taxes
- Market volatility
Assumptions & limitations
- Asset returns and debt interest are constant user-selected assumptions, not forecasts.
- Savings and debt payments stay the same every month.
- Inflation and taxes are not modeled.